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States ponder 'any willing provider' statute
(May 2003 Issue)

By Ami Albernaz

In the wake of an April 2 Supreme Court ruling that allows states to force HMOs to open themselves to any providers willing to abide by their terms, several New England states are re-visiting the so-called "any willing provider" issue.

The ruling upheld Kentucky's any willing provider (AWP) law, considered to be the broadest in the country. While close to half of the states have some form of AWP legislation on the books, most apply only to pharmacies. Kentucky's law, meanwhile, is applicable to doctors, hospitals, nurse practitioners and other health facilities.

In New England, where AWP laws are either non-existent or very narrowly defined, some state psychological associations do not anticipate much of an impact from the Supreme Court ruling. However, others - such as New Hampshire - have decided it is time to try to open the provider networks in their own states.

"The [New Hampshire Psychological Association] will strongly support the any willing provider concept," says Kirsten L. Singleton, executive director of the NHPA. The association's legislative committee recently decided to submit AWP legislation in the next session; meanwhile, according to Singleton, an AWP amendment is currently being heard in the state Senate.

"It is not yet clear whether this amendment will be accepted by the Senate," Singleton says, "but if so, there is a large coalition of psychologists, mental health professionals and other health care professionals which would likely strongly support this effort."

Nationwide, the debate over any willing provider legislation is seen in terms of choice versus cost, with those in the insurance industry saying that such laws raise administrative costs and make it more difficult for HMOs to monitor quality of care. Psychologists in favor of AWP laws, meanwhile, say that the laws are fundamental for maintaining continuity of care.

Frank Luongo, Ph.D., a psychologist in Portland, Maine says that he treated patients who then discontinued after changing jobs because of restrictions on their new insurance plans.

"I've had patients willing to see me, and I've been willing to accept their company's reimbursement rates, but because I'm not a member of the new provider networks, the networks say, 'no way,'" Luongo says. He adds that such restrictions lead to a "total discontinuity of care," and that he would support an AWP law for his state.

"I'm very hopeful that we can launch a substantial effort to pass any willing provider legislation in Maine," he says.

In Massachusetts, meanwhile, far-reaching any willing provider legislation in the wake of the Supreme Court ruling does not seem likely, says Elena Eisman, Ed.D., executive director of that state's psychological association.

"It doesn't seem likely in this legislature," she says, "given the budget situation and the financial implications for businesses."

The state has in place, however, any willing provider legislation that applies to pharmacies. Under the law, HMOs by law must contract with any pharmacy willing to meet their prices.

Eisman adds that a linguistic competence bill will likely take effect this year; under that bill, if there is no one in a network who speaks a patient's language, an outside provider can be sought, who must be reimbursed at the managed care rate.

In Connecticut, where there is no AWP law on the books, the Supreme Court ruling is not expected to bring about any change in the state, at least in the foreseeable future.

"There was some effort in the past [to pass any willing provider legislation], but interest has waned in the past several years," says Daniel Abrahamson, Ph.D., director of professional affairs for the Connecticut Psychological Association. The reasons for this stance, he adds, include a significant number of mental health professionals opting out of managed care panels and succeeding in building practices independent of the panels; an increase in health plans that provide a "point of service" option; and that provider networks have become less restrictive admitting providers.

"Some [mental health professionals] are still trying to get on panels, but it's not like it was six or seven years ago," he says.

Yet even while there has been no call for change within the past few years, Abrahamson admits that this is subject to change. "Health care is a fickle environment," he says. "It changes so rapidly."